Rafidain Bank brings more than 80 years of trust to the Emirates. Open an account, carry a Jaywan debit card, and move money between Abu Dhabi and Baghdad in seconds.
Issued on Jaywan, the UAE's own domestic card scheme — so your everyday spending stays local, low-cost and accepted at merchants and ATMs across the Emirates.
Pay and withdraw anywhere the Jaywan network reaches across the UAE.
Local scheme processing means fewer charges on day-to-day transactions.
Get a virtual card the moment your account opens, then tap to pay.
EMV chip, tap-to-pay and real-time fraud monitoring on every transaction.
Move funds between your UAE account and Iraq — person to person, in real time, at transparent rates. Settled securely on our FLEXCUBE core.
Funds land in the recipient's account within seconds of sending.
See the exact exchange rate and fee before you confirm a transfer.
Every transfer is settled and recorded on the Oracle FLEXCUBE core.
We're launching with the essentials for individuals, then opening the corridor to businesses and trade between Iraq and the UAE.
One of Iraq's oldest and largest banks, now operating in Abu Dhabi on a modern core banking platform.
Serving customers across Iraq and the region since its founding.
A dedicated Abu Dhabi branch at rafidain.ae, built for the UAE.
Accounts, cards and transfers run on Oracle's proven banking engine.
Purpose-built to connect money and trade between Iraq and the UAE.
Tell us a little about you and the Abu Dhabi branch team will be in touch to complete your onboarding.